What to compare first
Compare asset availability, regulatory status, total fees, payment methods, custody and withdrawal conditions. This guide does not prescribe industry fee ranges or rank providers. Confirm current terms with each service.
Trading platforms
Check service eligibility, assets, payments, trading and withdrawal fees, and identity checks. For Hong Kong platform status, use the SFC official lists. A licence applicant is not the same as a licensed operator.
Physical OTC stores
In-store service allows face-to-face quote, address and settlement checks. Still confirm information requirements, fees and the counterparty. See Funshell service guidance and stores for company arrangements. Funshell buys USDT from customers and does not sell it.
Peer-to-peer trading
Understand dispute handling, payment evidence and asset release rules. A screenshot is not proof of settled funds. Avoid unexplained third-party accounts and read the fraud-prevention guide.
Crypto ATMs
Check the operator, supported network, exchange rate, complete fees and limits before using a machine. Keep the receipt. Stop if somebody directs you to send to an unfamiliar address. Available machines and conditions can change.
Arranged larger OTC transactions
Larger or complex trades require quote, liquidity and information coordination. A booking does not guarantee settlement or lock a price. Read about large-trade preparation.
Compare total cost
Use the same asset, quantity, network and time to compare the final crypto or HKD received. Separate quote, network fees and other costs, and consider custody and dispute handling rather than only an advertised percentage.
